Can you still teach abroad without a degree?

It seems like I get an email with that question in an email almost every week. The answer is a ‘qualified’ yes … for now. More and more countries are not granting work / teaching visas to anyone unless they have a degree. Some countries are more bureaucratic than others. Here is an example: In Thailand, where I taught for […]

After Bankruptcy – Have a Bill? Do not panic!

After bankruptcy, your life is supposed to get easier. No more bills, no phone calls, no contact whatsoever. It is the new beginning that was promised to you from the beginning. But then it takes over the seediest part of debt collection: the people actively trying to collect debts after bankruptcy. Some of these attempts will sound innocent enough, while […]

SBA Offer in Compromise (OIC) amount: How is it determined?

How long should I wait to reach an agreement with my OIC? The answer to this is complicated. It is determined by multiple factors, which I will describe below. Background: When a borrower who has a bank loan, guaranteed by the SBA, becomes delinquent, the borrower has the option of seeking protection by filing a Chapter 7 bankruptcy (assuming the […]

Networking throughout the food chain

Lately I have been thinking about networking. Recently, I had a great meeting with a young woman that I met maybe five years ago, when I revived a volunteer relationship with her organization. I found the volunteering activity personally rewarding and took it seriously. I was able to hone a skill that I rarely use and that I find highly […]

The Dream Act – Immigration Law Reform in 2010?

One of the many changes President Obama has promised the United States is immigration reform. Many ideas have been discussed. One of them is the DREAM Act, sponsored by Senator Lugar of Indiana and Senator Durbin of Illinois, among others. The basic idea is to allow certain illegal immigrants who were brought here by their parents at a young age […]

Google sets the standard for a happy work environment

Google is the place to work according to Fortune magazine, which listed the top 50 companies to work for. Google is listed as one of the top competitors for most features, including unusual perks, coffee shops, health coverage, and the work environment. Most of the other companies that made the top 50 only excel in one or two areas. This […]

Composing Tip: Conquering Writers Block

Let’s see what your inner voice is for a moment. It’s that little voice that (when you start writing a song) tells you that ‘You do not have time’ ‘There is nothing to write about’ ‘You have nothing to say’ Sounds familiar? The list of humiliations of the inner voice is as endless as your imagination. I believe that anything […]

HR feasibility and role in business strategy

Human Resources management in recent years has struggled to be seen as a vital determinant of the business. Additionally, executive leadership in conjunction with the board’s decision on what HR actually brings to the table regarding strategic business planning and organization has begun to reconsider the concept of HR as a driver of high-level roles, but due to recent changes […]

Choosing a Good Financial Advisor: An Attorney’s Perspective

Choosing a good financial advisor and finding the best one for you is a lot like interviewing job seekers; you are the employer and the advisor is the employee. Working in the area of ‚Äč‚Äčestate planning, I can offer some criteria that I look for in light of my experience working with financial professionals. Here are seven tips for “interviewing” […]

Top Six Reasons Your Business Needs Bylaws

Although California does not require a business to have bylaws, here are six reasons all business owners should invest in a set of bylaws that are strategically thought of for their business: 1. The Bylaws are the legal backbone of the Company. The statutes of a company provide the framework for its operation, including the rules for the relationship of […]